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Fraud Prevention Resources for Small Business

Your employees trust you.
Do you know who to trust?

Professional fraud prevention guides and AI advisory tools — written by a Certified Fraud Examiner for the specific risks of your industry.

CFE — ACFE Member Since 2014 Instant PDF Delivery Anonymous Tip Reporting
Industry Fraud Statistics
5%
Annual Revenue Lost
24mo
Avg. Detection Lag
$125K
Median Loss
86%
First-Time Offenders

The average scheme runs 24 months before discovery
Organizations with controls detect fraud 50% faster
Most perpetrators are trusted, long-term employees
2
Industries
Published & growing
10
Guides Live
Instant download
21
Fraud Schemes
Documented
$29
Starting Price
Professional guides
Product Suites

Fraud prevention guides for
your specific industry

Each suite includes four professional guides — a fraud guide, controls toolkit, response playbook, and AI guide — written specifically for that industry.

Restaurant & Food Service
Fraud Guide
Occupational Fraud in the Restaurant Industry
9 documented schemes with real case studies, bar charts, and a scored self-assessment.
$49
Buy Now
Controls Toolkit
Restaurant Internal Controls Toolkit
Policies, checklists, and tracking forms — ready to print and implement today.
$29
Buy Now
Response Playbook
Restaurant Fraud Response Playbook
Step-by-step action guide — what to do, in what order, the moment you discover fraud.
$39
Buy Now
AI Guide
AI for Restaurants: Efficiency & Fraud Prevention
16 AI tools reviewed and rated with a 90-day implementation roadmap.
$39
Buy Now
Best Value — Save $37
Complete Restaurant Fraud Prevention Suite — All 4 Guides
Every guide in the restaurant suite in one purchase. Fraud Guide + Controls Toolkit + Response Playbook + AI Guide.
$156 individually
$119
You save $37
Buy the Suite
Healthcare & Medical Practice
Fraud Guide
Occupational Fraud in the Healthcare & Medical Practice Industry
12 documented schemes with case studies, bar charts, and regulatory exposure analysis.
$49
Buy Now
Controls Toolkit
Healthcare & Medical Practice Internal Controls Toolkit
6 policy templates, 8 checklists, and 5 tracking forms for independent medical practices.
$29
Buy Now
Response Playbook
Healthcare & Medical Practice Fraud Response Playbook
72-hour action guide covering regulatory obligations, evidence preservation, and recovery pathways.
$39
Buy Now
AI Guide
AI for the Healthcare & Medical Practice
16 AI tools for efficiency and fraud detection with a 90-day implementation roadmap.
$39
Buy Now
Best Value — Save $37
Complete Healthcare & Medical Practice Fraud Prevention Suite — All 4 Guides
Every guide in the healthcare suite in one purchase. Fraud Guide + Controls Toolkit + Response Playbook + AI Guide.
$156 individually
$119
You save $37
Buy the Suite
More Industries Coming Soon
Churches & Religious Organizations Auto Repair & Dealerships Dental Practices Law Firms Nonprofits Trucking & Transportation Hair Salons & Spas Property Management
Professional Services

Beyond the guides — expert tools for every need

Fraud Risk Assessment
Operations Fraud Review
A structured operational assessment of your business identifying your highest-probability fraud vulnerabilities and providing prioritized control recommendations.
$150
per assessment
71-question operational assessment across 8 risk categories
Written Fraud Risk Assessment Report delivered within 5–7 business days
Prioritized control recommendations specific to your business
Optional 30-minute review call included at no extra charge
Request Assessment
AI Advisory
Ask VERA
VERA is HJB Forensics' AI fraud advisor. Ask anything about occupational fraud, internal controls, warning signs, and response steps. Available 24/7, all conversations confidential.
Free / $15 / $29
per month
Free tier — 3 questions, no account required
Day Pass — $15 for 24 hours of unlimited access
Monthly — $29/month unlimited access
Trained in fraud examination, controls, and response
Ask VERA Now
Anonymous Reporting
Report Fraud Anonymously
Suspect fraud at your workplace but don’t know who to tell? Submit a confidential, anonymous report through our secure portal. All reports are reviewed by a Certified Fraud Examiner.
Free
always anonymous
100% anonymous option — no name or email required
Encrypted submission with unique reference number
Reviewed by a CFE within 24 hours
Protected under federal and state whistleblower laws
Submit a Report Set Up for My Business
AI Fraud Advisor
Meet VERA
Verified Evidence & Risk Advisor

VERA is trained in occupational fraud examination, internal controls, small business theft prevention, and fraud response. Ask anything about fraud in your industry — warning signs, what to do if you suspect an employee, how to implement controls, or how to read a bank statement. All conversations are confidential.

Free
3 questions — no account required
$0
Monthly Access
Unlimited questions — billed monthly
$29
per month
V
VERA — Fraud Advisor
Available 24/7 — All conversations confidential
Hi — I'm VERA, HJB Forensics' Verified Evidence & Risk Advisor. I'm trained in occupational fraud, internal controls, and small business theft prevention. Ask me anything — all conversations are confidential.
I think my bookkeeper might be stealing. What should I do first?
The most important first step: do not confront them yet. Secure your system passwords immediately — bank access, accounting software, payroll — without alerting them. Then gather original bank statements directly from your bank. Here's what to look for...
3 Free Questions — No Account Needed

Get instant answers from a fraud-trained AI. Upgrade for unlimited access.

Confidential Fraud Reporting Portal
Employees who witness fraud face a difficult choice. This portal gives you a safe, anonymous path to report what you know — without risking your job or your identity.
Submit completely anonymously — no name required
Encrypted submission with unique reference number
Reviewed by a Certified Fraud Examiner within 24 hours
Attach supporting documents, screenshots, or receipts
Protected under federal whistleblower protection laws
Open the Reporting Portal Set Up for My Business →
Anonymous Tip Reporting

See something?
Say something.

The ACFE reports that employee tips are the single most common method of fraud detection — accounting for 43% of all fraud discoveries. Most employees who witness fraud never report it because they don’t know where to go or fear retaliation.

The HJB Forensics anonymous reporting portal changes that. It gives employees a safe, structured, confidential path to report what they know to a qualified fraud examiner — without risking their job or their identity.

The portal is free to use, requires no personal information, and generates a unique reference number for every report so you can follow up if you choose to.

43%
of frauds discovered by tip
24hr
CFE review turnaround
100%
anonymous option
Free
always, for everyone
How It Works

Fraud prevention in three steps

01
Find Your Industry
Every guide suite is written specifically for one industry. Choose the suite that matches your business — the fraud schemes, warning signs, and controls are all industry-specific.
02
Purchase & Download
Buy directly through Gumroad. Your PDF is delivered instantly — no account required, no waiting, no subscription. Open it and start implementing today.
03
Implement the Controls
The guides are written for business owners, not compliance departments. Read the schemes, implement the controls checklist, sign the policy templates — today.
About HJB Forensics LLC

Fraud knowledge that used to cost thousands

Independent small businesses are the highest-fraud-risk category in the United States. Not because their owners are careless — but because they lack the compliance departments and control frameworks that larger organizations take for granted.

HJB Forensics LLC publishes professional-grade fraud prevention guides, controls toolkits, response playbooks, and AI implementation guides — each written specifically for a single industry, at a price any small business owner can afford.

Certified Fraud Examiner
ACFE Member since 2014 — Justin Bowen, CFE
Built for Small Business
Every guide written for operators with 1–50 employees
Instant Access
Professional PDF delivered immediately after purchase
Why This Matters

"The average small business fraud scheme runs for 24 months before anyone notices. By then, the median loss exceeds $125,000 — and most of it is never recovered."

ACFE Report to the Nations
Association of Certified Fraud Examiners, 2024
Written by a CFE

Not generic business advice.
Certified fraud examination expertise.

Every guide, assessment, and advisory tool at HJB Forensics is produced by Justin Bowen, CFE — a Certified Fraud Examiner and ACFE member since 2014 with a background in occupational fraud investigation at the municipal level in Texas.

Certified Fraud Examiner — CFE
ACFE Member Since 2014
Wills Point, Texas
Municipal Fraud Investigation Background